Charlotte Miller

What Is MMID In Bank?

Are you curious to know what is mmid in bank? You have come to the right place as I am going to tell you everything about mmid in bank in a very simple explanation. Without further discussion let’s begin to know what is mmid in bank?

In the digital age of banking, acronyms like MMID have become integral to swift and convenient transactions. This article aims to demystify MMID, exploring its definition, applications, and the role it plays in streamlining financial transactions across various banks.

What Is MMID In Bank?

MMID, short for Mobile Money Identifier, is a unique 7-digit number issued by banks to facilitate seamless and secure mobile banking transactions. It acts as a crucial identifier, linking a user’s mobile number to their bank account, making transactions efficient and hassle-free.

What Is MMID In Sbi:

In the State Bank of India (SBI), MMID serves as a key component in their mobile banking services. SBI issues MMID to its customers, enabling them to make quick and secure transactions using their mobile devices.

What Is MMID In Bank Of India:

Similarly, the Bank of India issues MMID to its account holders, allowing them to participate in the growing landscape of mobile banking. MMID in Bank of India serves as a unique code that simplifies the process of fund transfers and other mobile banking transactions.

What Is MMID In Bank Hdfc:

For HDFC Bank customers, MMID is an essential element in mobile banking. HDFC Bank issues MMID to its account holders, enhancing the accessibility and convenience of mobile-based financial activities.

What Is MMID In Bank Example:

An example of how MMID works is when a user wants to make a fund transfer using their mobile banking app. Instead of entering lengthy bank account details, they input the recipient’s MMID along with their mobile number to initiate a quick and secure transaction.

What Is MMID In Bank Account:

MMID is directly linked to a user’s bank account. It acts as a unique identifier, allowing users to perform various mobile banking activities, including fund transfers, balance inquiries, and mobile recharges, without the need for detailed account information.

How To Find MMID Number:

Locating your MMID is a straightforward process. Users can find their MMID in their mobile banking application or by contacting their respective banks. Additionally, MMID is often available on the bank’s official website or can be obtained through customer service channels.

MMID Bank Of Baroda:

Bank of Baroda issues MMID to its customers as part of its mobile banking services. MMID in Bank of Baroda plays a crucial role in enabling customers to perform a range of transactions through their mobile devices securely.

MMID Axis Bank:

Axis Bank, known for its innovative banking solutions, provides MMID to its account holders. MMID in Axis Bank ensures that customers can engage in mobile banking activities seamlessly, enhancing the overall banking experience.


In the fast-paced world of digital banking, MMID emerges as a key enabler, simplifying transactions and enhancing the accessibility of financial services. Whether in SBI, Bank of India, HDFC, Bank of Baroda, Axis Bank, or any other institution, MMID plays a vital role in shaping the future of mobile banking.

Understanding what MMID is and how it functions empowers users to leverage the convenience of mobile banking efficiently. As technology continues to reshape the banking landscape, MMID stands as a testament to the industry’s commitment to providing secure and user-friendly financial solutions.


How Do I Find My MMID Number?

Send SMS to 9223440000 typing ‘MMID SBI account number’ to retrieve the MMID for your particular account. Send SMS to 9223440000 typing ‘MMID SBI’ to retrieve MMID number for all your SBI accounts. You can also retrieve MMID number for your State Bank of India account by placing an application at home branch.

Is MMID And Ifsc Code Same?

The combination of MMID code along with mobile number is actually the replacement of account number and IFSC code of the payee. If a customer knows the MMID code and contact number, they can easily transfer the funds. Basically, MMID code is used if a customer wants to transfer funds using IMPS platform.

What Is The 7 Digit Code Of MMID?

MMID (Mobile Money Identifier) is a 7-digit code that is issued by a bank to its customer in order to avail the mobile banking services. Each mobile banking account has a unique MMID allotted to the user by the bank itself. MMID code acts as a safety measure to keep IMPS transactions secure.

What Is MMID And Mpin?

One must always remember the difference between MPIN and MMID. The need for MMID is concerned with the fund transfer process through mobile banking, whereas, MPIN is required to transfer money via mobile phones.

I Have Covered All The Following Queries And Topics In The Above Article

What Is MMID In Sbi

What Is MMID In Bank Of India

What Is MMID In Bank Hdfc

What Is MMID In Bank Example

What Is MMID In Bank Account

How To Find MMID Number

MMID Bank Of Baroda

MMID Axis Bank

What Is MMID In Bank