Ever needed your SBI account statement in a hurry but didn’t have time to visit the bank or wait for it to arrive by mail? The SBI mini statement is your solution. This handy service lets you generate an instant statement for your SBI savings account or current account. No more waiting around or taking time off work to get details on your recent transactions and account balance.
With the SBI mini statement, you have your account information at your fingertips whenever you need it. In just a few quick steps on SBI’s website or mobile app, you can view entries for the last 10 transactions in your account and check your current balance. It’s ideal when you need a fast snapshot of your account activity and funds available. The best part is, the SBI mini statement is completely free to use for all SBI customers.
So the next time you need a speedy update on your SBI account, turn to the SBI mini statement. This convenient service lets you stay on top of your finances from anywhere at any time. All you need is an internet connection to access your account details in an instant.
How to Check Your SBI Mini Statement
Checking your SBI mini statement is super easy and only takes a few minutes. Here’s how to do it:
You have a couple of options to access your mini statement. The simplest way is through SBI Quick, SBI’s mobile banking app. Just log in with your account credentials and tap the “Mini Statement” option. Your last 10 transactions will be displayed.
If you prefer, you can also generate a mini statement through SBI’s internet banking service. Log in at onlinesbi.com and click “Mini Statement” under the “e-Services” menu. Enter your account number and the captcha code shown and your mini statement will open in a new window.
Prefer to do it the old-fashioned way? No problem, you can request a mini statement at any SBI ATM. Just insert your debit card, enter your PIN and select “Mini Statement” from the menu. Your last 10 transactions will print out right there.
A mini statement shows the last 10 debit and credit transactions in your account, including details like the transaction amount, type (ATM, POS, IMPS, etc.), location, and date. It’s a quick way to check on recent activity in your account and make sure there are no unauthorized transactions.
If you need a full account statement, you’ll have to request that separately through internet banking, at an ATM, or by visiting your branch. But for a speedy overview of your account activity, an SBI mini statement has you covered.
SBI Mini Statement: What Details Are Provided
When you request an SBI mini statement, you’ll get a quick snapshot of your account activity and balance. This on-demand service provides the key details you need without having to wait for your full statement.
To access your mini statement, just log in to SBI’s internet banking portal or SBI Anywhere mobile app and select the “Mini Statement” option. You’ll see the following info:
- Your account balance as of the current date and time. This includes any transactions that have posted so far for the current day.
- A list of the last 5 debit card purchases or ATM withdrawals from your account. This includes the date, merchant name or ATM location, and amount of each transaction.
- A list of any checks that have cleared your account within the last 5 business days. For each check, you’ll see the check number, date it cleared, and amount.
- A list of any electronic payments or transfers credited to or debited from your account within the last 5 business days. This includes details like the other party’s name, date, and amount of each payment.
The mini statement is a convenient way to quickly check on your SBI account activity and ensure there are no unauthorized transactions. Of course, you should still review your full monthly statement carefully as well. But when you need a fast financial snapshot, the SBI mini statement has you covered.
How to Register for SBI Mini Statement via SMS
To register for SBI Mini Statement via SMS, follow these simple steps:
Activate SMS Banking
First, you need to activate SMS Banking for your SBI account. This can be done by visiting your nearest SBI branch during SBI bank timings and filling out an SMS Banking Registration Form. Provide details like your account number, mobile number, and debit card number. Once registered, you will receive an SMS with your SMS Banking activation details.
Register for Mini Statement
Next, register for the Mini Statement service. Send an SMS to SBI’s SMS Banking number (9022690226) with the text ‘REG MINISTMT’ from your registered mobile number. You will receive a confirmation SMS indicating your Mini Statement service has been activated.
Request Mini Statement
When you want to view your mini statement, send an SMS to 9022690226 with the text ‘MINISTMT’. You will receive an SMS with details of the last 5 transactions in your SBI account, including:
- Transaction date
- Transaction type (debit/credit)
- Transaction amount
- Closing balance
This mini statement can be useful to quickly check your recent account activity and current balance. However, for a full statement, you will still need to use SBI’s online or mobile banking services.
SBI’s SMS Banking and Mini Statement services are free of charge. By registering for SMS Banking and Mini Statement, you authorize SBI to send promotional SMS alerts. You can opt-out of receiving marketing messages by sending an SMS with the text ‘STOP’ to 9022690226.
To summarize, by following a few simple steps to activate SMS Banking and Mini Statement for your SBI account, you gain convenient access to quick updates on your account activity and balance at any time via SMS. Let me know if you have any other questions!
SBI Mini Statement Transaction Limits and Charges
When using the SBI Mini Statement service, it’s important to understand the transaction limits and charges that apply. The good news is, SBI aims to keep things affordable and accessible for all customers.
Transaction Limits
SBI has set some limits on mini statement usage to prevent fraud and ensure security. You can request up to 5 mini statements per day, with each statement showing the last 10 transactions in your account. If you need to see transactions older than 10 days, you’ll need to request a full account statement through SBI’s website or at your branch.
Charges
Using the SBI Mini Statement service is free for most customers. However, some charges may apply in certain situations:
- If you request more than 5 mini statements in a single day, a charge of Rs.5 will apply for each additional statement.
- Mini statements requested through SMS/USSD banking are free, but data charges from your mobile carrier may apply. Check with your carrier for details.
- International SMS charges will apply if using the service from outside India. The charges will depend on your mobile carrier and current roaming rates.
SBI aims to provide helpful services to improve your banking experience. The mini statement feature gives you a quick, convenient way to check on your account balance and recent transactions without needing to visit an ATM or branch. As with any bank service, some limits and charges apply to ensure responsible usage and prevent fraud. But for most everyday uses, you can feel confident using the SBI Mini Statement for free.
If you have additional questions about the SBI Mini Statement service or need help understanding the transaction limits and charges, don’t hesitate to contact your nearest SBI branch. They will be happy to assist you.
SBI Mini Statement FAQ: Common Questions Answered
What is an SBI Mini Statement?
An SBI Mini Statement is a condensed statement of your account that provides details of the last 5 transactions in your account. It includes information like the date of transaction, particulars, withdrawal amount, deposit amount, and balance amount. This mini statement can be requested through SBI’s mobile banking app, YONO, or by visiting any SBI ATM.
How do I request an SBI Mini Statement?
Requesting an SBI Mini Statement is quick and easy. Here are the steps to request one:
- Log in to the SBI YONO app on your phone and select the ‘Mini Statement’ option under ‘Services’.
- Enter the account number for which you need the mini statement.
- Enter the OTP sent to your registered mobile number.
- Your mini statement will be displayed on the screen. You can view and download the statement.
Alternatively, you can also request an SBI Mini Statement at any SBI ATM:
- Insert your SBI ATM card and enter your PIN.
- Select ‘Mini Statement’ or ‘Account Balance/Mini Statement’ from the menu.
- Select the account for which you need the mini statement. The last 5 transactions in that account will be displayed on the screen.
- You can view and print the mini statement using the ATM.
What details are included in an SBI Mini Statement?
An SBI Mini Statement includes the following details:
- Account number
- Account holder’s name
- Transaction date
- Particulars (description) of the transaction
- Withdrawal amount
- Deposit amount
- Account balance
The mini statement shows transactions for the last 5 days only, so you may need to request a full account statement for older transactions. SBI Mini Statements are available 24 hours a day, 7 days a week for your convenience.
Conclusion
So there you have it, everything you need to know about SBI mini statements. Now you can check your account balance, view recent transactions, and download e-statements whenever you want, right from the comfort of your home. No more waiting in long queues at the bank or dealing with unhelpful customer service reps. The next time you have a question about your SBI account or need to access your banking records quickly, just log in to SBI online banking or use the SBI YONO app. Your mini statement is ready and waiting for you 24/7. What are you waiting for? Go ahead and experience the convenience of SBI mini statements for yourself. You’ll wonder how you ever managed your SBI account without it!
